You need the same kind of insurance coverage for the car you use in your business as you do for your personal car – liability, collision and comprehensive, medical payments (known as personal injury protection in some states), and coverage for uninsured motorists.
While most coverages are the same, a business auto policy differs from a personal auto policy in many technical respects. Whether you need to buy a business auto insurance policy, or simply use your personal policy, depends on the kind of driving you do. Working closely with you, your Tracy-Driscoll Agent will recommend the best commercial auto strategy based on issues such as:
- How you use vehicles in your business.
- Who will be driving them.
- Whether employees are likely to be driving their own cars for your business.