As a single, healthy adult, you may think that health insurance isn’t a necessity. After all, you don’t have any pressing or chronic medical needs, and it’s just another expense that will stretch your already thin budget. What you may not realize is that there are several great reasons to purchase health insurance today.
- Avoid a Penalty
With the Affordable Care Act in effect, anyone who doesn’t purchase health insurance in 2015 will owe a penalty of $325 or 2% of your income. You can also avoid the penalty by enrolling in your parents’ insurance if you’re under 26.
- Cover Preventative Care
Maybe you only think about doctors when you’re sick, but they’re also important for preventative care. During regular checkups, they can catch the beginnings of heart disease, diabetes or other medical conditions, so put your health insurance to work and prioritize preventative care.
- Build a Relationship with a Healthcare Team
What happens if you get pregnant, develop arthritis or suffer from severe headaches? You’ll want a trusted medical team that knows you and your physical health history by your side. Use health insurance to make regular visits to a physician and build a relationship that will benefit you down the road.
- Enjoy an Active Lifestyle
Do you avoid skiing, traveling or another fun activity because you’re afraid you might get hurt and won’t be able to afford the medical treatment? Purchase health insurance. While it doesn’t give you a license to be reckless, it does help you enjoy life an active lifestyle without having to worry that an injury will drain your savings account.
- Maintain a Healthy Reproductive System
Even though you don’t have a family now, you may want one in the future. Go to the doctor for regular checkups and reproductive health advice. Address reproductive problems now and maintain your reproductive health as you look forward to the future.
Health insurance can be expensive and it might seem like a waste of money or a budgetary strain, but it’s a wise investment. Make sure to call Tracy-Driscoll at 860-589-3434 to learn which policy is right for your needs and budget.